On The Bricks

January 7, 2014

Are you student loans eating you up? Do you worry at night if you have enough savings for when you’re retired? There is a time when we have to take control of ourselves and handle our finances, rather than letting what we’ve done tie us up in knots.

If you’re wanting some guidance to get your finances in better shape, think about attending the Dave Ramsey “Financial Peace” classes at the First Christian Church, 802 N Quinn. The classes begin on Thur., Feb. 13, and are held the following eight Thursday evenings starting at 7 pm. The cost is $95. Consider it an investment in your investments! For more information contact Larry Watson at 338-6603.

Sometimes we don’t make good choices concerning our money or want of money. In 1977 the Associated Press ran this story about a man in New York City: “A man was knocked down by a car and got up uninjured, but lay back down in front of the car when a bystander told him to feign injury in order to collect insurance money. The car rolled forward and crushed him to death.”

Dave Ramsey gives much better advice. Be sure to make good decisions concerning your financial future.

Being frugal is an acquired habit. Some are really good at it. If you are a senior citizen (55 years or so or older) and you’re watching your pennies, remember that you’re not older, you’re just smarter.

Robert Carter and I were discussing some good deals for the senior in Guymon … whether you need or just want to have some better savings. Steeles has a senior 15% discount on Tuesday; coffee for seniors is 27 cents at McDonalds; have a full course lunch at the Senior Citizens for not much of a cost; Walls gives a 10% discount to seniors; and you can go watch a movie matinee at the cinema for only $4. I just hate that all but the senior citizens center are not Main Street members, but I love that they give senior citizen discounts!

Sometimes our financial woes come about because of health reasons. We have little control over most of these, but they can cause deep financial strain, not to mention all the other heartache that goes with them.

Such a case is Lori Downing and the fund raiser that is being held for her on Sat., Jan. 18, at the Texas County Activity Center. From 9 am to 5 pm is the Crop Out Cancer, a crafter’s retreat. Lori loves her scrapbooking and other crafting and many of her friends are coming together to have a fun day filled with crafting. You bring your own supplies. Provided is lunch, snacks, swag bags, classes and prizes. The cost is $30 per person.

Then at 6:30 pm begins the Fund Raising Dinner. Chef Virgil Gibson is cooking, Bipolar Echo is the music, and there are some TV type games to be played. It is going to be fun and the cost is only $50 per person or $75 for a couple.

The tickets are available at Main Street Guymon and Wirtz Lumber. Call Denise at 806-339-4851 or Neil at 806-339-1091 for more information. You can also donate at the Bank of the Panhandle.

Another time that funds need replenished is when you’re paying for your college. Be sure to go to to check out their scholarship applications. The deadline is soon. It’s a bad financial decision to put this off!

“Happiness is when what you think, what you say, and what you do are in harmony,” according to Mahatma Gandhi.

See you on the bricks … in harmony.